Terms of Service

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

Opportunity Disclosure

This website presents information about insurance agent opportunities with AO Globe Life. Please note:

• All earnings are commission-based and vary by individual performance
• Income estimates provided are not guarantees
• Success depends on effort, market conditions, and adherence to training
• This is a 1099 contractor opportunity, not employment
• Licensing requirements may apply depending on your state

Eligibility Requirements

To participate in this opportunity, you must:

• Be at least 18 years of age
• Be legally authorized to work in the United States
• Meet state licensing requirements (or be willing to obtain licensing)
• Pass background checks as required

Calculator Disclaimer

The income calculator on this site provides estimates only. Actual earnings will vary based on:

• Individual effort and performance
• Market conditions and territories
• Conversion rates (which vary by agent)
• Team building success (if applicable)

The calculator uses average figures and should not be interpreted as a guarantee or promise of income.

Use of Website

You agree to use this website for lawful purposes only. You may not:

• Submit false or misleading information
• Attempt to interfere with the website's functionality
• Use automated systems to access the site
• Violate any applicable laws or regulations

Contact

For questions about these Terms, please contact us at: [YOUR EMAIL]